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Many people have one or more types of trees on their property.

When a tree falls over onto a neighbor's property, that neighbor should submit a claim to his or her insurance company immediately.

The companies within the Erie Insurance Group are not licensed to operate in all states.

The insurance company is usually responsible for taking care of the damages. This is true if the tree fell over due to an act of nature. For example, a healthy tree that falls over during a tornado, hurricane, wind. If the trunk of the tree on your neighbors' property, they own it, no matter how much of the canopy overhangs the property line. If the trunk of the tree is directly on the property line (a"boundary tree"), both you and your neighbors jointly own the tree.

(See articles on"Neighbors Estimated Reading Time: 6 mins. Dec 25, Your neighbor can also submit a liability claim against your homeowner's insurance policy. Of course, the best way to avoid a situation like this is to prevent it from happening. If you have a tree on your property that looks unhealthy, consider having it checked by an arborist and, if necessary, removed before it bushdigging.clubted Reading Time: 2 mins. Feb 15, Trees can be tricky, but for the most part homeowners are responsible for what falls into their own yard.

So if a storm causes your neighbor’s tree to fall in your yard, your homeowners insurance could help cover the cost of removing the tree and remedying the damage it caused on your property, after your deductible. The same is true in reverse: If a tree on your property falls in your Estimated Reading Time: 3 mins.

Again, talk to your insurance agent and a claims adjuster first and take a few photos of the fallen tree on your car.

Jul 13, If your tree falls onto a neighbor's property, it might not make a sound, but you may be liable. Trees can fall for any number of different reasons: construction, heavy storms, and even just the natural end of a tree's life. Apr 16, When a Neighbor's Tree Falls on Your Property, Who Pays For the Removal? What many homeowners may not know is that several insurance policies will cover the cost of cleaning up after a tree falls.

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