I think the best way to put it is, it's desirable to leave as much.
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Removing ficus tree roots is a multiple-step process. Step 1 Use the chain saw to cut the stump as close to the ground as possible.
For instance, learning how to balance energy in a plant by pruning the top third hardest, the middle third not so hard, and the lower third hardly at all at pruning time, can be used by a bonsai practitioner to keep lower branches healthy and discourage the plant from shedding them, or used by the houseplant devotee to increase foliage density and keep the upper branches from thickening to the point where they look out of place.
Make a couple of vertical cuts in the stump as well to aid in clearing out as much debris as possible. A general rule for cutting tree roots is don’t cut more than 25% of the root system. Measure the trunk diameter at about 4 feet from the ground. Take that measurement and multiply it by 6.
Mark off that distance from the trunk and that is about where 25% of the roots can be bushdigging.clubted Reading Time: 2 mins.
Nest step is to create another landscape post retaining wall below the trees -- below the area with the exposed roots maybe 6'-8' beyond the trees in order to level up the ground to be the same ground level as at the level of the exposed roots.
Their root system is so massive, as I recall, that cutting it will probably have little effect. However, cutting roots is just like cutting branches - it encourages growth from the cut ends. I would make any planting holes a LOT bigger/wider that you might otherwise, to try to limit root competition from the ficus.
Sep 21, Dig a 1-inch thick trench around the ficus' trunk (as wide as 2/3 of the tree’s canopy). If you didn’t dig a trench, simply dig down about 6 inches and then cut in toward the center of the ficus.

Push down on your shovel in several spots around your ficus and pull up on the trunk or stems.